{"id":4025,"date":"2025-12-05T22:27:04","date_gmt":"2025-12-05T22:27:04","guid":{"rendered":"https:\/\/www.glovenco.com\/?page_id=4025"},"modified":"2026-09-03T16:39:17","modified_gmt":"2026-09-03T16:39:17","slug":"foreign-national-loans","status":"publish","type":"page","link":"https:\/\/www.glovenco.com\/es\/foreign-national-loans\/","title":{"rendered":"Pr\u00e9stamos a ciudadanos extranjeros"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4025\" class=\"elementor elementor-4025\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36a953f2 elementor-breadcrumb e-flex e-con-boxed e-con e-parent\" data-id=\"36a953f2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab02863 elementor-widget elementor-widget-text-editor\" data-id=\"ab02863\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cross-Border Real Estate Financing Across the Americas<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d390a59 elementor-breadcrumb elementor-widget elementor-widget-shortcode\" data-id=\"3d390a59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"pan rallado\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Hogar<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-6d226c2e animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"6d226c2e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a3caa31 premium-header-block premium-header-inline premium-lq__none premium-box-lq__none elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"4a3caa31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-widget-container\">\n\t\t<div class=\"premium-dual-header-wrapper\">\n\t\t\t\t\t<h1 class=\"premium-dual-header-first-header\"><span class=\"premium-dual-header-first-span\">Structured U.S. Investment loans for Canadian, Latin American, and Caribbean Investors building income-producing real estate portfolios in the United States. <\/span><\/h1> \t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-656de11 elementor-widget elementor-widget-text-editor\" data-id=\"656de11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Dise\u00f1ado para inversores transfronterizos que buscan financiamiento estructurada, ejecuci\u00f3n predecible y soluciones de cr\u00e9dito centradas en la cartera en el mercado estadounidense.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70cda87 elementor-widget elementor-widget-text-editor\" data-id=\"70cda87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Comience su estrategia de inversi\u00f3n en Estados Unidos:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f0634c8 e-con-full e-flex e-con e-child\" data-id=\"1f0634c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-434aa7ac elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"434aa7ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.glovenco.com\/es\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schedule a Strategy Call<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3ef5b1 elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"a3ef5b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/14077251066\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cont\u00e1ctanos por WhatsApp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74fdf3 elementor-widget elementor-widget-heading\" data-id=\"74fdf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Financiamiento de inversiones en EE. UU. para inversionistas no residentes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d68ab4f elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"6d68ab4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sun\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 160c-52.9 0-96 43.1-96 96s43.1 96 96 96 96-43.1 96-96-43.1-96-96-96zm246.4 80.5l-94.7-47.3 33.5-100.4c4.5-13.6-8.4-26.5-21.9-21.9l-100.4 33.5-47.4-94.8c-6.4-12.8-24.6-12.8-31 0l-47.3 94.7L92.7 70.8c-13.6-4.5-26.5 8.4-21.9 21.9l33.5 100.4-94.7 47.4c-12.8 6.4-12.8 24.6 0 31l94.7 47.3-33.5 100.5c-4.5 13.6 8.4 26.5 21.9 21.9l100.4-33.5 47.3 94.7c6.4 12.8 24.6 12.8 31 0l47.3-94.7 100.4 33.5c13.6 4.5 26.5-8.4 21.9-21.9l-33.5-100.4 94.7-47.3c13-6.5 13-24.7.2-31.1zm-155.9 106c-49.9 49.9-131.1 49.9-181 0-49.9-49.9-49.9-131.1 0-181 49.9-49.9 131.1-49.9 181 0 49.9 49.9 49.9 131.1 0 181z\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-6da9c41c animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"6da9c41c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-861428d elementor-widget elementor-widget-text-editor\" data-id=\"861428d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Financiamiento de inversores extranjeros<\/strong> Est\u00e1 dise\u00f1ado para personas f\u00edsicas y jur\u00eddicas no residentes que deseen adquirir bienes inmuebles que generen ingresos en los Estados Unidos.<\/p><p><strong>\u00bfA qui\u00e9n va dirigido esto?<\/strong><br \/>International investors and ITIN borrowers acquiring U.S. real estate without a U.S. credit history, Social Security Number, or traditional income documentation. Includes investors from Latin America, Europe, Canada, and other markets.<\/p><p><strong>Cu\u00e1ndo se utiliza:<\/strong><br \/>When a non-U.S. citizen or non-resident wants to purchase, refinance, or access equity from U.S. investment property using a passport, visa documentation, and asset strength in place of U.S. credit profile.<\/p><p><strong>Por qu\u00e9 es importante:<\/strong><br \/>Standard U.S. loan programs exclude most international investors by default. Foreign National and ITIN programs are specifically structured to allow cross-border capital deployment into U.S. real estate &#8211; with flexible documentation and no U.S. FICO requirement.<\/p><ul><li>Disponible para pr\u00e9stamos tanto de personas f\u00edsicas como jur\u00eddicas (incluidas las sociedades de responsabilidad limitada y las estructuras corporativas), dependiendo de la estrategia del inversor, las directrices del prestamista y las consideraciones jurisdiccionales.<\/li><li>En determinadas jurisdicciones, la transferencia de la titularidad de la entidad es preferible para los pr\u00e9stamos con fines comerciales, ya que agiliza la ejecuci\u00f3n y evita las complejidades regulatorias o de ejecuci\u00f3n hipotecaria.<\/li><\/ul><p>Estos programas permiten la adquisici\u00f3n de propiedades estadounidenses sin requerir:<\/p><p><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> U.S. residency or citizenship<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> U.S. credit history<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Prior U.S. tax filing<\/p><p>Nos centramos en inversores de:<\/p><ul><li>Canad\u00e1<\/li><li>M\u00e9xico<\/li><li>Am\u00e9rica Central y del Sur<\/li><li>El Caribe<\/li><\/ul><p>Dependiendo del perfil y la estructura, se podr\u00e1n considerar otras jurisdicciones.<\/p><p><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> ITIN borrowers accepted<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Foreign national investors welcome<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Flexible documentation options<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72ee45dc e-flex e-con-boxed e-con e-parent\" data-id=\"72ee45dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-53321912 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"53321912\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c2ca2b3 elementor-widget elementor-widget-heading\" data-id=\"7c2ca2b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Ventajas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bad50d9 elementor-widget elementor-widget-text-editor\" data-id=\"6bad50d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\ud83d\udfe2 No U.S. Credit Required: Your international financial profile is evaluated.<\/p><p>\ud83d\udfe2 Entity Purchases Allowed: Close in the name of your LLC or corporation.<\/p><p>\ud83d\udfe2 Projected Rental Income Accepted: Market rent (Appraisal Form 1007 \/ AirDNA for STR) may be used.<\/p><p>\ud83d\udfe2 Built for Cross-Border Investors: Structured for non-residents building U.S. portfolios.<\/p><p>\ud83d\udfe2 Streamlined Closing Process: Designed for efficient execution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7fd7a9b4 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"7fd7a9b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6073f615 elementor-widget elementor-widget-heading\" data-id=\"6073f615\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Requisitos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6979aa51 elementor-widget elementor-widget-text-editor\" data-id=\"6979aa51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\ud83d\udccc Identification<\/p><p>\ud83d\udccc Valid passport<\/p><p>\ud83d\udccc Visa (if applicable)<\/p><p><strong>Fondos:<\/strong><\/p><p>\ud83d\udccc 20%\u201340% down payment (varies by program)<\/p><p>\ud83d\udccc 2\u20136 months reserves (depending on profile)<\/p><p><strong>Documentaci\u00f3n:<\/strong><\/p><p>\ud83d\udccc Personal or business bank statements<\/p><p>\ud83d\udccc Source of funds verification (AML compliance)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5edb2223 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"5edb2223\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25cc44ef elementor-widget elementor-widget-heading\" data-id=\"25cc44ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Preguntas frecuentes:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15c67982 elementor-widget elementor-widget-htmega-accordion-addons\" data-id=\"15c67982\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"htmega-accordion-addons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"accordion\" id=\"accordionExample15c67982\">                            <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse115c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfQu\u00e9 tipos de propiedades est\u00e1n permitidas? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse115c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>La financiamiento para inversores extranjeros est\u00e1 disponible para propiedades residenciales que generen ingresos y para determinados inmuebles comerciales en los Estados Unidos.<\/p><p>Los tipos de propiedades que suelen ser elegibles incluyen:<\/p><p>Viviendas unifamiliares<\/p><p>Casas adosadas<\/p><p>Condominios<\/p><p>Propiedades residenciales de 2 a 4 unidades<\/p><p>Seleccionar propiedades multifamiliares y de uso mixto (caso por caso)<\/p><p>The focus is on assets that demonstrate sustainable rental income and long-term portfolio viability. Each transaction is structured according to property profile, market stability, and investor strategy.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse215c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfCu\u00e1les son los costos y tarifas aproximados? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse215c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Las tasas y los costos de cierre var\u00edan seg\u00fan:<\/p><p>Relaci\u00f3n pr\u00e9stamo-valor (LTV)<\/p><p>Tipo de propiedad<\/p><p>Ubicaci\u00f3n del mercado<\/p><p>Perfil del inversor<\/p><p>Estructura de la documentaci\u00f3n<\/p><p>Los programas para ciudadanos extranjeros generalmente requieren:<\/p><p>Pago inicial del 20% al 40%.<\/p><p>Reservas de liquidez para 2 a 6 meses<\/p><p>Costos de cierre est\u00e1ndar, t\u00edtulo y documentaci\u00f3n legal<\/p><p>Dado que estos pr\u00e9stamos est\u00e1n estructurados para inversores internacionales, su precio refleja el riesgo, la liquidez y la estrategia de ejecuci\u00f3n, no el historial crediticio en Estados Unidos.<\/p><p>Revisamos cada caso individualmente para alinear la estructura y los t\u00e9rminos antes de su presentaci\u00f3n.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse315c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfCu\u00e1l es el proceso de solicitud? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse315c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Nuestro proceso est\u00e1 estructurado para brindar claridad y previsibilidad:<\/p><p>Llamada estrat\u00e9gica inicial<\/p><p>Revisi\u00f3n del perfil y la documentaci\u00f3n<\/p><p>Estructuraci\u00f3n de plazos y alineaci\u00f3n de prestamistas<\/p><p>Suscripci\u00f3n y tasaci\u00f3n<\/p><p>Coordinaci\u00f3n de cierre<\/p><p>Nos centramos en prealinear la transacci\u00f3n antes de su env\u00edo para reducir las sorpresas y proteger los plazos de ejecuci\u00f3n.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse415c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfNecesito un historial crediticio en Estados Unidos? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse415c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>No.<\/p><p>No se requiere historial crediticio en Estados Unidos.<\/p><p>En su lugar, se eval\u00faan su perfil internacional, liquidez y solidez de sus activos. Dependiendo de la estructura, los prestamistas pueden considerar:<\/p><p>Referencias crediticias internacionales<\/p><p>extractos bancarios<\/p><p>estados de activos<\/p><p>Documentaci\u00f3n global de ingresos (cuando corresponda)<\/p><p>El enfoque de la evaluaci\u00f3n de riesgos se centra en la mitigaci\u00f3n de riesgos y la estabilidad del capital, no en la calificaci\u00f3n FICO basada en Estados Unidos.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse515c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfPuedo comprar a nombre de una empresa? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse515c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>S\u00ed.<\/p><p>Las compras se pueden completar de la siguiente manera:<\/p><p>Sociedad de responsabilidad limitada de EE. UU.<\/p><p>Corporaci\u00f3n<\/p><p>Entidad extranjera (seg\u00fan su estructura)<\/p><p>Muchos inversores extranjeros prefieren la propiedad de la entidad por las siguientes razones:<\/p><p>Protecci\u00f3n de responsabilidad civil<\/p><p>planificaci\u00f3n fiscal<\/p><p>Escalabilidad de la cartera<\/p><p>Nos coordinamos con sus asesores legales y fiscales cuando sea necesario para garantizar que la estructura se ajuste a su estrategia a largo plazo.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse615c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfPuedo utilizar ingresos de mi pa\u00eds? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse615c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>S\u00ed, depende del programa.<\/p><p>Algunos prestamistas eval\u00faan:<\/p><p>Documentaci\u00f3n sobre ingresos extranjeros<\/p><p>extractos bancarios<\/p><p>Calificaci\u00f3n basada en activos<\/p><p>Ingresos por alquiler proyectados<\/p><p>En muchos casos, la elegibilidad se basa principalmente en el potencial de ingresos de la propiedad, m\u00e1s que en el historial laboral personal.<\/p><p>Cada caso se estructura en funci\u00f3n del inter\u00e9s del prestamista y del perfil del inversor.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse715c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfPuedo comprar propiedades nuevas a constructores? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse715c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>S\u00ed.<\/p><p>Las propiedades de nueva construcci\u00f3n son elegibles, siempre que cumplan con los siguientes requisitos:<\/p><p>apoyo al alquiler de mercado<\/p><p>Normas de evaluaci\u00f3n<\/p><p>Credenciales de constructor aceptables<\/p><p>Para los inversores que buscan mercados en crecimiento (como Florida y las principales \u00e1reas metropolitanas), la construcci\u00f3n de obra nueva puede ser una s\u00f3lida estrategia de entrada a la cartera.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse815c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfPuedo combinar este pr\u00e9stamo con un negocio? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse815c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Estos programas est\u00e1n dise\u00f1ados espec\u00edficamente para la adquisici\u00f3n de bienes inmuebles.<\/p><p>Sin embargo, los inversores que operan negocios en el extranjero pueden cumplir los siguientes requisitos:<\/p><p>Documentaci\u00f3n de ingresos comerciales<\/p><p>liquidez corporativa<\/p><p>Estructuraci\u00f3n respaldada por activos<\/p><p>Para adquisiciones empresariales no relacionadas con bienes ra\u00edces, ofrecemos soluciones de capital independientes a trav\u00e9s de nuestra divisi\u00f3n de negocios.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse915c67982\" class=\"htb-collapsed htmega-items-hedding\">\u00bfPor qu\u00e9 Glovenco es la mejor opci\u00f3n para los inversores extranjeros? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse915c67982\" class=\"htb-collapse\" data-parent=\"#accordionExample15c67982\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Glovenco opera como socio de estructuraci\u00f3n transfronteriza, no simplemente como originador de pr\u00e9stamos.<\/p><p>Nos especializamos en:<\/p><p>Ejecuci\u00f3n estructurada en Canad\u00e1, Latinoam\u00e9rica y el Caribe.<\/p><p>Estrategias de pr\u00e9stamos centradas en la cartera<\/p><p>Adquisiciones basadas en entidades<\/p><p>Alineaci\u00f3n del prestamista antes de la presentaci\u00f3n<\/p><p>Comunicaci\u00f3n clara en transacciones transfronterizas<\/p><p>Nuestro enfoque es estrat\u00e9gico, no transaccional.<\/p><p>Adaptamos la estructura de capital a los objetivos a largo plazo de los inversores, ya sea que el objetivo sea la adquisici\u00f3n de un solo activo o el crecimiento de una cartera de m\u00faltiples propiedades en los Estados Unidos.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-761c8778 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"761c8778\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-341931bd elementor-widget elementor-widget-heading\" data-id=\"341931bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Programe una consulta:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e6bc304 elementor-widget elementor-widget-heading\" data-id=\"7e6bc304\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Programe una consulta a trav\u00e9s de este formulario o cont\u00e1ctenos por WhatsApp al +1 (407) 725-1066.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71b13848 elementor-widget elementor-widget-wpforms\" data-id=\"71b13848\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style id=\"wpforms-css-vars-elementor-widget-71b13848\">\n\t\t\t\t.elementor-widget-wpforms.elementor-element-71b13848 {\n\t\t\t\t--wpforms-button-background-color: #003D53;\n\t\t\t}\n\t\t\t<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Cross-Border Real Estate Financing Across the Americas Structured U.S. Investment loans for Canadian, Latin American, and Caribbean Investors building income-producing real estate portfolios in the United States. Designed for cross-border investors seeking structured financing, predictable execution, and portfolio-focused lending solutions in the U.S. market. Start Your U.S. Investment Strategy: Schedule a Strategy Call Whatsapp Us [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4025","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/4025","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/comments?post=4025"}],"version-history":[{"count":181,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/4025\/revisions"}],"predecessor-version":[{"id":10585,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/4025\/revisions\/10585"}],"wp:attachment":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/media?parent=4025"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}