{"id":6033,"date":"2026-01-06T18:37:18","date_gmt":"2026-01-06T18:37:18","guid":{"rendered":"https:\/\/www.glovenco.com\/?page_id=6033"},"modified":"2026-01-06T20:55:01","modified_gmt":"2026-01-06T20:55:01","slug":"adjustable-rate-mortgages-arm","status":"publish","type":"page","link":"https:\/\/www.glovenco.com\/es\/capital-mortgage\/residential-mortgages\/adjustable-rate-mortgages-arm\/","title":{"rendered":"Hipotecas de tasa variable (ARM)"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"6033\" class=\"elementor elementor-6033\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79c6dbe6 elementor-breadcrumb e-flex e-con-boxed e-con e-parent\" data-id=\"79c6dbe6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3473ead elementor-widget elementor-widget-heading\" data-id=\"3473ead\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hipotecas de tasa variable (ARM)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c1af742 elementor-breadcrumb elementor-widget elementor-widget-shortcode\" data-id=\"3c1af742\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"pan rallado\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Hogar<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-1c7a416a animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"1c7a416a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71410b6f premium-header-block premium-header-inline premium-lq__none premium-box-lq__none elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"71410b6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-widget-container\">\n\t\t<div class=\"premium-dual-header-wrapper\">\n\t\t\t\t\t<h1 class=\"premium-dual-header-first-header\"><span class=\"premium-dual-header-first-span\">Hipotecas de tasa variable (ARM) <\/span><\/h1> \t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-356a801 elementor-widget elementor-widget-heading\" data-id=\"356a801\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Opciones hipotecarias flexibles dise\u00f1adas para ofrecer tipos de inter\u00e9s iniciales m\u00e1s bajos y posibles ahorros a los compradores de vivienda que cumplan los requisitos.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e6f58e6 e-con-full e-flex e-con e-child\" data-id=\"6e6f58e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29fbc779 elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"29fbc779\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/14077251066\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WhatsApp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46d1a1b4 elementor-widget elementor-widget-heading\" data-id=\"46d1a1b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es una hipoteca de tasa ajustable (ARM)?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f275e0e elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"f275e0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sun\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 160c-52.9 0-96 43.1-96 96s43.1 96 96 96 96-43.1 96-96-43.1-96-96-96zm246.4 80.5l-94.7-47.3 33.5-100.4c4.5-13.6-8.4-26.5-21.9-21.9l-100.4 33.5-47.4-94.8c-6.4-12.8-24.6-12.8-31 0l-47.3 94.7L92.7 70.8c-13.6-4.5-26.5 8.4-21.9 21.9l33.5 100.4-94.7 47.4c-12.8 6.4-12.8 24.6 0 31l94.7 47.3-33.5 100.5c-4.5 13.6 8.4 26.5 21.9 21.9l100.4-33.5 47.3 94.7c6.4 12.8 24.6 12.8 31 0l47.3-94.7 100.4 33.5c13.6 4.5 26.5-8.4 21.9-21.9l-33.5-100.4 94.7-47.3c13-6.5 13-24.7.2-31.1zm-155.9 106c-49.9 49.9-131.1 49.9-181 0-49.9-49.9-49.9-131.1 0-181 49.9-49.9 131.1-49.9 181 0 49.9 49.9 49.9 131.1 0 181z\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-ba0c5de animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"ba0c5de\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10334bcf elementor-widget elementor-widget-text-editor\" data-id=\"10334bcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"574\" data-end=\"968\">Un <strong>Hipoteca de tasa ajustable (ARM)<\/strong> Se trata de un pr\u00e9stamo hipotecario con un tipo de inter\u00e9s fijo inicial que luego se ajusta peri\u00f3dicamente seg\u00fan las condiciones del mercado. Esta estructura permite a los prestatarios beneficiarse de tipos de inter\u00e9s iniciales m\u00e1s bajos que las hipotecas a tipo fijo, lo que convierte a las hipotecas de tipo variable en una opci\u00f3n atractiva para los compradores que planean vender, refinanciar o liquidar su hipoteca en pocos a\u00f1os.<\/p><p data-start=\"970\" data-end=\"1262\">Los pr\u00e9stamos hipotecarios de tasa ajustable (ARM) son com\u00fanmente utilizados por los prestatarios. <strong>buscando asequibilidad a corto y mediano plazo, oportunidades de refinanciamiento estrat\u00e9gico o flexibilidad en entornos de mercado cambiantes.<\/strong>Pueden aplicarse a viviendas principales, segundas residencias y, en algunos casos, a propiedades de inversi\u00f3n, seg\u00fan las directrices de la entidad crediticia.<\/p><p data-start=\"1264\" data-end=\"1441\"><strong data-start=\"1264\" data-end=\"1278\">Ideal para:<\/strong><br data-start=\"1278\" data-end=\"1281\" \/>Compradores de vivienda que planean mudarse o refinanciar dentro de un plazo determinado, prestatarios que esperan un crecimiento futuro de sus ingresos y aquellos que buscan cuotas mensuales iniciales m\u00e1s bajas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71f8a5af e-flex e-con-boxed e-con e-parent\" data-id=\"71f8a5af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5096328 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"5096328\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57455cc9 elementor-widget elementor-widget-heading\" data-id=\"57455cc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Ventajas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16a2300e elementor-widget elementor-widget-text-editor\" data-id=\"16a2300e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1466\" data-end=\"1531\"><p data-start=\"1468\" data-end=\"1531\">Tipos de inter\u00e9s iniciales m\u00e1s bajos en comparaci\u00f3n con las hipotecas a tipo fijo.<\/p><\/li><li data-start=\"1532\" data-end=\"1591\"><p data-start=\"1534\" data-end=\"1591\">Pagos mensuales reducidos durante el per\u00edodo introductorio<\/p><\/li><li data-start=\"1592\" data-end=\"1649\"><p data-start=\"1594\" data-end=\"1649\">Ahorros potenciales en la propiedad a corto y mediano plazo<\/p><\/li><li data-start=\"1650\" data-end=\"1716\"><p data-start=\"1652\" data-end=\"1716\">Flexibilidad para refinanciar o vender antes de los ajustes de tasas.<\/p><\/li><li data-start=\"1717\" data-end=\"1774\"><p data-start=\"1719\" data-end=\"1774\">Varias estructuras ARM disponibles (3\/1, 5\/1, 7\/1, 10\/1)<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5be58257 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"5be58257\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18aad8c1 elementor-widget elementor-widget-heading\" data-id=\"18aad8c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Requisitos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e0bf529 elementor-widget elementor-widget-text-editor\" data-id=\"1e0bf529\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1801\" data-end=\"1860\"><p data-start=\"1803\" data-end=\"1860\">Puntuaci\u00f3n crediticia m\u00ednima seg\u00fan la entidad prestamista y la estructura del pr\u00e9stamo.<\/p><\/li><li data-start=\"1861\" data-end=\"1942\"><p data-start=\"1863\" data-end=\"1942\">Ingresos y empleo verificables o documentaci\u00f3n alternativa (si corresponde)<\/p><\/li><li data-start=\"1943\" data-end=\"1988\"><p data-start=\"1945\" data-end=\"1988\">Los requisitos de pago inicial var\u00edan seg\u00fan el programa.<\/p><\/li><li data-start=\"1989\" data-end=\"2044\"><p data-start=\"1991\" data-end=\"2044\">Relaci\u00f3n deuda-ingresos (DTI) dentro de l\u00edmites aceptables<\/p><\/li><li data-start=\"2045\" data-end=\"2093\"><p data-start=\"2047\" data-end=\"2093\">Aprobaci\u00f3n de tasaci\u00f3n y suscripci\u00f3n de la propiedad<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c94be7e animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"3c94be7e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f21529b elementor-widget elementor-widget-heading\" data-id=\"5f21529b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Preguntas frecuentes (FAQ):<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78c3c3ae elementor-widget elementor-widget-htmega-accordion-addons\" data-id=\"78c3c3ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"htmega-accordion-addons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"accordion\" id=\"accordionExample78c3c3ae\">                            <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse178c3c3ae\" class=\"htb-collapsed htmega-items-hedding\">\u00bfC\u00f3mo funciona un ARM? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse178c3c3ae\" class=\"htb-collapse\" data-parent=\"#accordionExample78c3c3ae\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Un pr\u00e9stamo de tasa ajustable (ARM) comienza con una tasa de inter\u00e9s fija durante un per\u00edodo determinado, despu\u00e9s del cual la tasa se ajusta peri\u00f3dicamente en funci\u00f3n de un \u00edndice de mercado m\u00e1s un margen.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse278c3c3ae\" class=\"htb-collapsed htmega-items-hedding\">\u00bfSon riesgosas las tasas de inter\u00e9s de las hipotecas de tasa ajustable (ARM)? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse278c3c3ae\" class=\"htb-collapse\" data-parent=\"#accordionExample78c3c3ae\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Las hipotecas de tasa ajustable (ARM, por sus siglas en ingl\u00e9s) pueden aumentar con el tiempo, pero incluyen l\u00edmites m\u00e1ximos que restringen cu\u00e1nto puede variar la tasa de inter\u00e9s en cada ajuste y durante la vigencia del pr\u00e9stamo.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse378c3c3ae\" class=\"htb-collapsed htmega-items-hedding\">\u00bfQui\u00e9n deber\u00eda considerar un ARM? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse378c3c3ae\" class=\"htb-collapse\" data-parent=\"#accordionExample78c3c3ae\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Prestatarios que planean vender, refinanciar o mudarse antes del per\u00edodo de ajuste, o aquellos que buscan pagos iniciales m\u00e1s bajos.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse478c3c3ae\" class=\"htb-collapsed htmega-items-hedding\">\u00bfPuedo refinanciar una hipoteca de tasa ajustable m\u00e1s adelante? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse478c3c3ae\" class=\"htb-collapse\" data-parent=\"#accordionExample78c3c3ae\" >\n                                    <div class=\"accordion-content\">\n                                        <p>S\u00ed. Muchos prestatarios refinancian su hipoteca a tipo fijo antes del primer ajuste para asegurar la estabilidad a largo plazo.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse578c3c3ae\" class=\"htb-collapsed htmega-items-hedding\">\u00bfQu\u00e9 tipos de brazos articulados est\u00e1n disponibles? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse578c3c3ae\" class=\"htb-collapse\" data-parent=\"#accordionExample78c3c3ae\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Las opciones m\u00e1s comunes incluyen hipotecas de tasa ajustable (ARM) 3\/1, 5\/1, 7\/1 y 10\/1, donde el primer n\u00famero representa el per\u00edodo de tasa fija en a\u00f1os.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Adjustable-Rate Mortgages (ARM) Adjustable-Rate Mortgages (ARM) Flexible mortgage options designed to offer lower initial interest rates and potential savings for qualified homebuyers. Whatsapp What is an Adjustable-Rate Mortgage (ARM)? An Adjustable-Rate Mortgage (ARM) is a home loan with an interest rate that starts fixed for an initial period and then adjusts periodically based on market [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5551,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6033","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6033","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/comments?post=6033"}],"version-history":[{"count":13,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6033\/revisions"}],"predecessor-version":[{"id":6132,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6033\/revisions\/6132"}],"up":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/5551"}],"wp:attachment":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/media?parent=6033"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}