{"id":6075,"date":"2026-01-06T19:32:00","date_gmt":"2026-01-06T19:32:00","guid":{"rendered":"https:\/\/www.glovenco.com\/?page_id=6075"},"modified":"2026-04-03T01:46:08","modified_gmt":"2026-04-03T01:46:08","slug":"bank-statement-loans","status":"publish","type":"page","link":"https:\/\/www.glovenco.com\/es\/capital-mortgage\/non-qm-loans\/bank-statement-loans\/","title":{"rendered":"Pr\u00e9stamos con extracto bancario"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"6075\" class=\"elementor elementor-6075\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fe6688e elementor-breadcrumb e-flex e-con-boxed e-con e-parent\" data-id=\"1fe6688e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68a5b8a5 elementor-widget elementor-widget-heading\" data-id=\"68a5b8a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pr\u00e9stamos con extracto bancario<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-719ce786 elementor-breadcrumb elementor-widget elementor-widget-shortcode\" data-id=\"719ce786\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"pan rallado\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Hogar<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-4da6aca9 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"4da6aca9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ff33d92 premium-header-block premium-header-inline premium-lq__none premium-box-lq__none elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"5ff33d92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-widget-container\">\n\t\t<div class=\"premium-dual-header-wrapper\">\n\t\t\t\t\t<h1 class=\"premium-dual-header-first-header\"><span class=\"premium-dual-header-first-span\">Pr\u00e9stamos con extracto bancario <\/span><\/h1> \t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b6a8fc6 elementor-widget elementor-widget-heading\" data-id=\"5b6a8fc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Soluciones hipotecarias flexibles que permiten a los prestatarios obtener un pr\u00e9stamo bas\u00e1ndose en el flujo de caja de sus extractos bancarios en lugar de la documentaci\u00f3n de ingresos tradicional, ideales para profesionales aut\u00f3nomos, due\u00f1os de negocios y emprendedores.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45fcdcae e-con-full e-flex e-con e-child\" data-id=\"45fcdcae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f308f0f elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"5f308f0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/14077251066\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WhatsApp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a7585ad elementor-widget elementor-widget-heading\" data-id=\"7a7585ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 son los pr\u00e9stamos respaldados por extractos bancarios?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21408a31 elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"21408a31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sun\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 160c-52.9 0-96 43.1-96 96s43.1 96 96 96 96-43.1 96-96-43.1-96-96-96zm246.4 80.5l-94.7-47.3 33.5-100.4c4.5-13.6-8.4-26.5-21.9-21.9l-100.4 33.5-47.4-94.8c-6.4-12.8-24.6-12.8-31 0l-47.3 94.7L92.7 70.8c-13.6-4.5-26.5 8.4-21.9 21.9l33.5 100.4-94.7 47.4c-12.8 6.4-12.8 24.6 0 31l94.7 47.3-33.5 100.5c-4.5 13.6 8.4 26.5 21.9 21.9l100.4-33.5 47.3 94.7c6.4 12.8 24.6 12.8 31 0l47.3-94.7 100.4 33.5c13.6 4.5 26.5-8.4 21.9-21.9l-33.5-100.4 94.7-47.3c13-6.5 13-24.7.2-31.1zm-155.9 106c-49.9 49.9-131.1 49.9-181 0-49.9-49.9-49.9-131.1 0-181 49.9-49.9 131.1-49.9 181 0 49.9 49.9 49.9 131.1 0 181z\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-3b0de701 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"3b0de701\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1add2377 elementor-widget elementor-widget-text-editor\" data-id=\"1add2377\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"676\" data-end=\"971\"><strong data-start=\"676\" data-end=\"700\">Pr\u00e9stamos con extracto bancario<\/strong> Los programas de hipotecas no convencionales (Non-QM) est\u00e1n dise\u00f1ados para prestatarios que no cumplen con los requisitos de documentaci\u00f3n de ingresos tradicionales. En lugar de utilizar formularios W-2 o declaraciones de impuestos, los prestamistas eval\u00faan los ingresos bas\u00e1ndose en extractos bancarios personales o comerciales, generalmente de un per\u00edodo de 12 o 24 meses.<\/p><p><strong>\u00bfA qui\u00e9n va dirigido esto?<\/strong><br \/>\u00a0 \u00a0 \u00a0Prestatarios aut\u00f3nomos, due\u00f1os de negocios y emprendedores cuyas declaraciones de impuestos subestiman sus ingresos reales debido a deducciones, depreciaci\u00f3n o estructura empresarial.<\/p><p><strong>Cu\u00e1ndo se utiliza:<\/strong><br \/>\u00a0 \u00a0 \u00a0Cuando un prestatario tiene un flujo de caja s\u00f3lido visible en los extractos bancarios (personales o comerciales) pero no puede cumplir con los requisitos mediante los m\u00e9todos convencionales de documentaci\u00f3n de ingresos.<\/p><p><strong>Por qu\u00e9 es importante:<\/strong><br \/>\u00a0 \u00a0 \u00a0Los pr\u00e9stamos con extractos bancarios sustituyen las declaraciones de impuestos por pruebas reales del flujo de caja, lo que permite a los trabajadores aut\u00f3nomos acceder a financiamiento que refleja con precisi\u00f3n el funcionamiento de su negocio.<\/p><ul><li>Disponible para pr\u00e9stamos tanto de personas f\u00edsicas como jur\u00eddicas (incluidas las sociedades de responsabilidad limitada y las estructuras corporativas), dependiendo de la estrategia del inversor, las directrices del prestamista y las consideraciones jurisdiccionales.<\/li><li>En determinadas jurisdicciones, la transferencia de la titularidad de la entidad es preferible para los pr\u00e9stamos con fines comerciales, ya que agiliza la ejecuci\u00f3n y evita las complejidades regulatorias o de ejecuci\u00f3n hipotecaria.<\/li><\/ul><p data-start=\"1362\" data-end=\"1541\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a33ca65 e-flex e-con-boxed e-con e-parent\" data-id=\"3a33ca65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-278c5e44 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"278c5e44\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2568268e elementor-widget elementor-widget-heading\" data-id=\"2568268e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Ventajas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63116f81 elementor-widget elementor-widget-text-editor\" data-id=\"63116f81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1645\" data-end=\"1680\"><p data-start=\"1647\" data-end=\"1680\">No se requieren declaraciones de impuestos ni formularios W-2.<\/p><\/li><li data-start=\"1681\" data-end=\"1738\"><p data-start=\"1683\" data-end=\"1738\">Requisitos de ingresos basados en dep\u00f3sitos bancarios<\/p><\/li><li data-start=\"1739\" data-end=\"1792\"><p data-start=\"1741\" data-end=\"1792\">Evaluaci\u00f3n de riesgos flexible para prestatarios aut\u00f3nomos<\/p><\/li><li data-start=\"1793\" data-end=\"1870\"><p data-start=\"1795\" data-end=\"1870\">Disponible para residencias principales, segundas residencias y propiedades de inversi\u00f3n.<\/p><\/li><li data-start=\"1871\" data-end=\"1934\"><p data-start=\"1873\" data-end=\"1934\">Tasas de inter\u00e9s competitivas en comparaci\u00f3n con otras opciones de pr\u00e9stamos no convencionales.<\/p><\/li><li data-start=\"1935\" data-end=\"1992\"><p data-start=\"1937\" data-end=\"1992\">L\u00edmites de pr\u00e9stamo m\u00e1s altos que los pr\u00e9stamos convencionales que cumplen con los requisitos.<\/p><\/li><li data-start=\"1993\" data-end=\"2053\"><p data-start=\"1995\" data-end=\"2053\">Ideal para prestatarios con importantes deducciones por deuda empresarial.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bb1b56f e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"5bb1b56f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-387dc49a elementor-widget elementor-widget-heading\" data-id=\"387dc49a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Requisitos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cafd264 elementor-widget elementor-widget-text-editor\" data-id=\"1cafd264\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"2145\" data-end=\"2204\"><p data-start=\"2147\" data-end=\"2204\">Extractos bancarios personales o comerciales de 12 o 24 meses<\/p><\/li><li data-start=\"2205\" data-end=\"2250\"><p data-start=\"2207\" data-end=\"2250\">Historial de dep\u00f3sitos consistente y verificable<\/p><\/li><li data-start=\"2251\" data-end=\"2295\"><p data-start=\"2253\" data-end=\"2295\">Puntuaci\u00f3n crediticia m\u00ednima (var\u00eda seg\u00fan el programa)<\/p><\/li><li data-start=\"2296\" data-end=\"2355\"><p data-start=\"2298\" data-end=\"2355\">Pago inicial basado en el perfil crediticio y el tipo de ocupaci\u00f3n.<\/p><\/li><li data-start=\"2356\" data-end=\"2419\"><p data-start=\"2358\" data-end=\"2419\">Relaci\u00f3n deuda-ingresos aceptable seg\u00fan el an\u00e1lisis de flujo de caja.<\/p><\/li><li data-start=\"2420\" data-end=\"2470\"><p data-start=\"2422\" data-end=\"2470\">Prueba de trabajo por cuenta propia o de propiedad de un negocio<\/p><\/li><li data-start=\"2471\" data-end=\"2529\"><p data-start=\"2473\" data-end=\"2529\">Tasaci\u00f3n de la propiedad y documentaci\u00f3n hipotecaria est\u00e1ndar<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73c3101c animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"73c3101c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-772e9c3d elementor-widget elementor-widget-heading\" data-id=\"772e9c3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Preguntas frecuentes:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73307de6 elementor-widget elementor-widget-htmega-accordion-addons\" data-id=\"73307de6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"htmega-accordion-addons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"accordion\" id=\"accordionExample73307de6\">                            <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse173307de6\" class=\"htb-collapsed htmega-items-hedding\">\u00bfC\u00f3mo se calculan los ingresos para los pr\u00e9stamos basados en extractos bancarios? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse173307de6\" class=\"htb-collapse\" data-parent=\"#accordionExample73307de6\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Los ingresos se calculan promediando los dep\u00f3sitos elegibles que figuran en los extractos bancarios personales o comerciales durante un per\u00edodo de 12 o 24 meses, aplic\u00e1ndose factores de gastos cuando se utilizan cuentas comerciales.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse273307de6\" class=\"htb-collapsed htmega-items-hedding\">\u00bfDebo presentar declaraciones de impuestos? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse273307de6\" class=\"htb-collapse\" data-parent=\"#accordionExample73307de6\" >\n                                    <div class=\"accordion-content\">\n                                        <p>No. Una de las principales ventajas de los pr\u00e9stamos con base en extractos bancarios es que no se requieren declaraciones de impuestos ni formularios W-2 para la calificaci\u00f3n de ingresos.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse373307de6\" class=\"htb-collapsed htmega-items-hedding\">\u00bfSe pueden utilizar los pr\u00e9stamos respaldados por extractos bancarios para propiedades de inversi\u00f3n? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse373307de6\" class=\"htb-collapse\" data-parent=\"#accordionExample73307de6\" >\n                                    <div class=\"accordion-content\">\n                                        <p>S\u00ed. Estos pr\u00e9stamos est\u00e1n disponibles para viviendas principales, segundas residencias y propiedades de inversi\u00f3n, seg\u00fan las directrices de la entidad prestamista.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse473307de6\" class=\"htb-collapsed htmega-items-hedding\">\u00bfQu\u00e9 puntaje crediticio se requiere? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse473307de6\" class=\"htb-collapse\" data-parent=\"#accordionExample73307de6\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Los requisitos m\u00ednimos de puntuaci\u00f3n crediticia var\u00edan seg\u00fan la entidad prestamista y la estructura del pr\u00e9stamo, pero generalmente oscilan entre los 600 puntos y m\u00e1s.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse573307de6\" class=\"htb-collapsed htmega-items-hedding\">\u00bfLos ciudadanos extranjeros pueden optar a pr\u00e9stamos con garant\u00eda de extractos bancarios? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse573307de6\" class=\"htb-collapse\" data-parent=\"#accordionExample73307de6\" >\n                                    <div class=\"accordion-content\">\n                                        <p data-start=\"3488\" data-end=\"3645\">En muchos casos, s\u00ed. Algunos programas de pr\u00e9stamos con respaldo de extractos bancarios permiten que los prestatarios extranjeros (FN) cumplan con los requisitos de documentaci\u00f3n y elegibilidad adicionales.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Bank Statement Loans Bank Statement Loans Flexible mortgage solutions that qualify borrowers based on bank statement cash flow instead of traditional income documentation\u2014ideal for self-employed professionals, business owners, and entrepreneurs. Whatsapp What Are Bank Statement Loans? Bank Statement Loans are Non-QM mortgage programs designed for borrowers who do not qualify under traditional income documentation guidelines. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5556,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6075","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/comments?post=6075"}],"version-history":[{"count":13,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6075\/revisions"}],"predecessor-version":[{"id":10566,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6075\/revisions\/10566"}],"up":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/5556"}],"wp:attachment":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/media?parent=6075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}