{"id":6086,"date":"2026-01-06T19:36:24","date_gmt":"2026-01-06T19:36:24","guid":{"rendered":"https:\/\/www.glovenco.com\/?page_id=6086"},"modified":"2026-01-06T23:52:59","modified_gmt":"2026-01-06T23:52:59","slug":"stated-income-loans","status":"publish","type":"page","link":"https:\/\/www.glovenco.com\/es\/capital-mortgage\/non-qm-loans\/stated-income-loans\/","title":{"rendered":"Pr\u00e9stamos con declaraci\u00f3n de ingresos"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"6086\" class=\"elementor elementor-6086\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6939f61c elementor-breadcrumb e-flex e-con-boxed e-con e-parent\" data-id=\"6939f61c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58cb7a7d elementor-widget elementor-widget-heading\" data-id=\"58cb7a7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pr\u00e9stamos con declaraci\u00f3n de ingresos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d4a1acc elementor-breadcrumb elementor-widget elementor-widget-shortcode\" data-id=\"7d4a1acc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"pan rallado\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Hogar<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-1d12083 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"1d12083\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-405f9584 premium-header-block premium-header-inline premium-lq__none premium-box-lq__none elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"405f9584\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-widget-container\">\n\t\t<div class=\"premium-dual-header-wrapper\">\n\t\t\t\t\t<h1 class=\"premium-dual-header-first-header\"><span class=\"premium-dual-header-first-span\">Pr\u00e9stamos con declaraci\u00f3n de ingresos <\/span><\/h1> \t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26e17b54 elementor-widget elementor-widget-heading\" data-id=\"26e17b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Soluciones de financiamiento flexibles dise\u00f1adas para prestatarios e inversores aut\u00f3nomos que necesitan opciones alternativas para demostrar sus ingresos sin necesidad de presentar la documentaci\u00f3n tradicional.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60e66540 e-con-full e-flex e-con e-child\" data-id=\"60e66540\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43a70310 elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"43a70310\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/14077251066\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">WhatsApp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c66c3fe elementor-widget elementor-widget-heading\" data-id=\"2c66c3fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 son los pr\u00e9stamos con declaraci\u00f3n de ingresos?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39ce0cc9 elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"39ce0cc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sun\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 160c-52.9 0-96 43.1-96 96s43.1 96 96 96 96-43.1 96-96-43.1-96-96-96zm246.4 80.5l-94.7-47.3 33.5-100.4c4.5-13.6-8.4-26.5-21.9-21.9l-100.4 33.5-47.4-94.8c-6.4-12.8-24.6-12.8-31 0l-47.3 94.7L92.7 70.8c-13.6-4.5-26.5 8.4-21.9 21.9l33.5 100.4-94.7 47.4c-12.8 6.4-12.8 24.6 0 31l94.7 47.3-33.5 100.5c-4.5 13.6 8.4 26.5 21.9 21.9l100.4-33.5 47.3 94.7c6.4 12.8 24.6 12.8 31 0l47.3-94.7 100.4 33.5c13.6 4.5 26.5-8.4 21.9-21.9l-33.5-100.4 94.7-47.3c13-6.5 13-24.7.2-31.1zm-155.9 106c-49.9 49.9-131.1 49.9-181 0-49.9-49.9-49.9-131.1 0-181 49.9-49.9 131.1-49.9 181 0 49.9 49.9 49.9 131.1 0 181z\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-586ad6cd animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"586ad6cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63f4502e elementor-widget elementor-widget-text-editor\" data-id=\"63f4502e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"575\" data-end=\"932\"><strong data-start=\"575\" data-end=\"598\">Pr\u00e9stamos con declaraci\u00f3n de ingresos<\/strong> Se trata de programas de hipotecas no convencionales que permiten a los prestatarios calificar en funci\u00f3n de sus ingresos declarados o alternativos, en lugar de los formularios W-2 tradicionales, las declaraciones de impuestos o los recibos de n\u00f3mina. Estos pr\u00e9stamos son ideales para trabajadores aut\u00f3nomos, due\u00f1os de negocios, profesionales independientes e inversores inmobiliarios cuyos ingresos reales podr\u00edan no estar totalmente reflejados en sus declaraciones de impuestos.<\/p><p data-start=\"934\" data-end=\"1299\">En lugar de la verificaci\u00f3n de ingresos tradicional, los prestamistas eval\u00faan la solidez financiera general mediante factores como el historial crediticio, los activos, el flujo de caja y el rendimiento de las propiedades. Los pr\u00e9stamos con declaraci\u00f3n de ingresos ofrecen flexibilidad en la evaluaci\u00f3n crediticia, manteniendo al mismo tiempo est\u00e1ndares de cr\u00e9dito responsables, lo que los convierte en una excelente opci\u00f3n para prestatarios con estructuras de ingresos complejas o no tradicionales.<\/p><p data-start=\"1301\" data-end=\"1495\"><strong data-start=\"1301\" data-end=\"1315\">Ideal para:<\/strong><br data-start=\"1315\" data-end=\"1318\" \/>Profesionales aut\u00f3nomos, emprendedores, personas que perciben comisiones, inversores inmobiliarios, extranjeros y personas con un alto patrimonio neto que buscan un proceso de cualificaci\u00f3n simplificado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33f90e61 e-flex e-con-boxed e-con e-parent\" data-id=\"33f90e61\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1164932e e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"1164932e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f91fb68 elementor-widget elementor-widget-heading\" data-id=\"7f91fb68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Ventajas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65f388d8 elementor-widget elementor-widget-text-editor\" data-id=\"65f388d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1518\" data-end=\"1589\"><p data-start=\"1520\" data-end=\"1589\">No se requiere documentaci\u00f3n tradicional de ingresos (no se necesitan formularios W-2 ni declaraciones de impuestos).<\/p><\/li><li data-start=\"1590\" data-end=\"1651\"><p data-start=\"1592\" data-end=\"1651\">Suscripci\u00f3n flexible para trabajadores aut\u00f3nomos y propietarios de negocios.<\/p><\/li><li data-start=\"1652\" data-end=\"1696\"><p data-start=\"1654\" data-end=\"1696\">Tasas competitivas para programas de pr\u00e9stamos no convencionales.<\/p><\/li><li data-start=\"1697\" data-end=\"1770\"><p data-start=\"1699\" data-end=\"1770\">Opciones para residencias principales, segundas residencias y propiedades de inversi\u00f3n.<\/p><\/li><li data-start=\"1771\" data-end=\"1827\"><p data-start=\"1773\" data-end=\"1827\">Proceso de aprobaci\u00f3n m\u00e1s r\u00e1pido en comparaci\u00f3n con los pr\u00e9stamos convencionales.<\/p><\/li><li data-start=\"1828\" data-end=\"1881\"><p data-start=\"1830\" data-end=\"1881\">Montos de pr\u00e9stamo elevados disponibles para prestatarios que cumplan con los requisitos.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d35d419 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"4d35d419\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b070a70 elementor-widget elementor-widget-heading\" data-id=\"3b070a70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Requisitos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32aca7f0 elementor-widget elementor-widget-text-editor\" data-id=\"32aca7f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1906\" data-end=\"1964\"><p data-start=\"1908\" data-end=\"1964\">Puntuaci\u00f3n crediticia m\u00ednima (normalmente 620 o m\u00e1s, dependiendo del programa)<\/p><\/li><li data-start=\"1965\" data-end=\"2033\"><p data-start=\"1967\" data-end=\"2033\">Ingresos declarados respaldados por documentaci\u00f3n o explicaci\u00f3n razonable.<\/p><\/li><li data-start=\"2034\" data-end=\"2063\"><p data-start=\"2036\" data-end=\"2063\">Prueba de activos o reservas<\/p><\/li><li data-start=\"2064\" data-end=\"2099\"><p data-start=\"2066\" data-end=\"2099\">Tasaci\u00f3n y valoraci\u00f3n de propiedades<\/p><\/li><li data-start=\"2100\" data-end=\"2160\"><p data-start=\"2102\" data-end=\"2160\">Relaci\u00f3n pr\u00e9stamo-valor (LTV) aceptable seg\u00fan las directrices del programa.<\/p><\/li><li data-start=\"2161\" data-end=\"2210\"><p data-start=\"2163\" data-end=\"2210\">Documentaci\u00f3n legal e identificaci\u00f3n del prestatario<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a73274a animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"6a73274a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-304f320d elementor-widget elementor-widget-heading\" data-id=\"304f320d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Preguntas frecuentes (FAQ):<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-611b6348 elementor-widget elementor-widget-htmega-accordion-addons\" data-id=\"611b6348\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"htmega-accordion-addons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"accordion\" id=\"accordionExample611b6348\">                            <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse1611b6348\" class=\"htb-collapsed htmega-items-hedding\">\u00bfQu\u00e9 tipos de prestatarios pueden optar a los pr\u00e9stamos con declaraci\u00f3n de ingresos? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse1611b6348\" class=\"htb-collapse\" data-parent=\"#accordionExample611b6348\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Los pr\u00e9stamos con declaraci\u00f3n de ingresos est\u00e1n dise\u00f1ados para trabajadores aut\u00f3nomos, due\u00f1os de negocios, profesionales independientes, inversores y prestatarios con ingresos no tradicionales que no pueden cumplir los requisitos utilizando la documentaci\u00f3n est\u00e1ndar.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse2611b6348\" class=\"htb-collapsed htmega-items-hedding\">\u00bfNecesito presentar declaraciones de impuestos o formularios W-2? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse2611b6348\" class=\"htb-collapse\" data-parent=\"#accordionExample611b6348\" >\n                                    <div class=\"accordion-content\">\n                                        <p>No. Estos pr\u00e9stamos no requieren documentaci\u00f3n de ingresos tradicional, como formularios W-2 o declaraciones de impuestos. La aprobaci\u00f3n se basa en un an\u00e1lisis de ingresos alternativo y en la solidez financiera general.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse3611b6348\" class=\"htb-collapsed htmega-items-hedding\">\u00bfSe consideran riesgosos los pr\u00e9stamos con declaraci\u00f3n de ingresos? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse3611b6348\" class=\"htb-collapse\" data-parent=\"#accordionExample611b6348\" >\n                                    <div class=\"accordion-content\">\n                                        <p data-start=\"2806\" data-end=\"2999\">Si bien son m\u00e1s flexibles que los pr\u00e9stamos convencionales, los pr\u00e9stamos con declaraci\u00f3n de ingresos siguen cumpliendo con est\u00e1ndares de evaluaci\u00f3n crediticia responsables y requieren un historial crediticio s\u00f3lido, activos y una representaci\u00f3n razonable de los ingresos.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse4611b6348\" class=\"htb-collapsed htmega-items-hedding\">\u00bfQu\u00e9 tipos de propiedades son elegibles? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse4611b6348\" class=\"htb-collapse\" data-parent=\"#accordionExample611b6348\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Por lo general, las propiedades que pueden optar a este pr\u00e9stamo incluyen la vivienda principal, las segundas residencias y las propiedades de inversi\u00f3n, dependiendo del programa de pr\u00e9stamo espec\u00edfico.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse5611b6348\" class=\"htb-collapsed htmega-items-hedding\">\u00bfPueden los ciudadanos extranjeros solicitar pr\u00e9stamos con declaraci\u00f3n de ingresos? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse5611b6348\" class=\"htb-collapse\" data-parent=\"#accordionExample611b6348\" >\n                                    <div class=\"accordion-content\">\n                                        <p>S\u00ed. Muchos programas de pr\u00e9stamos con declaraci\u00f3n de ingresos est\u00e1n disponibles para ciudadanos extranjeros, sujetos a documentaci\u00f3n adicional y requisitos del programa.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Stated Income Loans Stated Income Loans Flexible financing solutions designed for self-employed borrowers and investors who need alternative income qualification options without traditional documentation. Whatsapp What Are Stated Income Loans? Stated Income Loans are non-QM mortgage programs that allow borrowers to qualify based on stated or alternative income methods rather than traditional W-2s, tax returns, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5556,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6086","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6086","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/comments?post=6086"}],"version-history":[{"count":7,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6086\/revisions"}],"predecessor-version":[{"id":6162,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6086\/revisions\/6162"}],"up":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/5556"}],"wp:attachment":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/media?parent=6086"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}