{"id":6510,"date":"2026-01-06T18:31:19","date_gmt":"2026-01-06T18:31:19","guid":{"rendered":"https:\/\/www.glovenco.com\/capital-e-hipotecas\/hipotecas-residenciales\/conventional-loans\/"},"modified":"2026-01-21T22:30:05","modified_gmt":"2026-01-21T22:30:05","slug":"prestamos-convencionales","status":"publish","type":"page","link":"https:\/\/www.glovenco.com\/es\/capital-e-hipotecas\/hipotecas-residenciales\/prestamos-convencionales\/","title":{"rendered":"Pr\u00e9stamos Convencionales"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6510\" class=\"elementor elementor-6510 elementor-6017\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5087e5ae elementor-breadcrumb e-flex e-con-boxed e-con e-parent\" data-id=\"5087e5ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e1e07ab elementor-widget elementor-widget-heading\" data-id=\"2e1e07ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pr\u00e9stamos Convencionales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23ad8b39 elementor-breadcrumb elementor-widget elementor-widget-shortcode\" data-id=\"23ad8b39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Inicio<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-4c14633d animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"4c14633d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-782281d5 premium-header-block premium-header-inline premium-lq__none premium-box-lq__none elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"782281d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-widget-container\">\n\t\t<div class=\"premium-dual-header-wrapper\">\n\t\t\t\t\t<h1 class=\"premium-dual-header-first-header \"><span class=\"premium-dual-header-first-span\">Pr\u00e9stamos Hipotecarios Convencionales <\/span><\/h1> \t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-390c922e elementor-widget elementor-widget-heading\" data-id=\"390c922e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Soluciones hipotecarias flexibles y ampliamente utilizadas para compradores calificados que buscan tasas competitivas y estabilidad a largo plazo al comprar o refinanciar una vivienda.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7166aeb3 e-con-full e-flex e-con e-child\" data-id=\"7166aeb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6336cb82 elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"6336cb82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/14077251066\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Whatsapp<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-411a0a9a elementor-widget elementor-widget-heading\" data-id=\"411a0a9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es un pr\u00e9stamo convencional?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59b7d6c1 elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"59b7d6c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sun\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 160c-52.9 0-96 43.1-96 96s43.1 96 96 96 96-43.1 96-96-43.1-96-96-96zm246.4 80.5l-94.7-47.3 33.5-100.4c4.5-13.6-8.4-26.5-21.9-21.9l-100.4 33.5-47.4-94.8c-6.4-12.8-24.6-12.8-31 0l-47.3 94.7L92.7 70.8c-13.6-4.5-26.5 8.4-21.9 21.9l33.5 100.4-94.7 47.4c-12.8 6.4-12.8 24.6 0 31l94.7 47.3-33.5 100.5c-4.5 13.6 8.4 26.5 21.9 21.9l100.4-33.5 47.3 94.7c6.4 12.8 24.6 12.8 31 0l47.3-94.7 100.4 33.5c13.6 4.5 26.5-8.4 21.9-21.9l-33.5-100.4 94.7-47.3c13-6.5 13-24.7.2-31.1zm-155.9 106c-49.9 49.9-131.1 49.9-181 0-49.9-49.9-49.9-131.1 0-181 49.9-49.9 131.1-49.9 181 0 49.9 49.9 49.9 131.1 0 181z\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-3ddc28f7 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"3ddc28f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4ecff6 elementor-widget elementor-widget-text-editor\" data-id=\"2d4ecff6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un <strong>pr\u00e9stamo convencional<\/strong> es una hipoteca que no est\u00e1 asegurada ni garantizada por una agencia gubernamental como la FHA, el Departamento de Asuntos de Veteranos o el Departamento de Agricultura de los Estados Unidos (USDA). Estos pr\u00e9stamos son ofrecidos por prestamistas privados y son ideales para prestatarios con un perfil crediticio s\u00f3lido e ingresos estables.<\/p><p>Los pr\u00e9stamos convencionales pueden utilizarse para residencias principales, segundas residencias y propiedades de inversi\u00f3n. Suelen ofrecer <strong>tasas de inter\u00e9s competitivas, plazos flexibles y menos restricciones<\/strong> en comparaci\u00f3n con los programas respaldados por el gobierno, lo que los convierte en una opci\u00f3n popular entre compradores y propietarios de vivienda que buscan refinanciar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e714d1c e-flex e-con-boxed e-con e-parent\" data-id=\"2e714d1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1d0725f1 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"1d0725f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dfd299 elementor-widget elementor-widget-heading\" data-id=\"2dfd299\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Ventajas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89f1287 elementor-widget elementor-widget-text-editor\" data-id=\"89f1287\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1203\" data-end=\"1266\"><p>Tasas de inter\u00e9s competitivas para prestatarios con buen historial crediticio<\/p><\/li><li data-start=\"1203\" data-end=\"1266\"><p>Plazos de pr\u00e9stamo flexibles, con opciones de tasa fija y tasa ajustable<\/p><\/li><li data-start=\"1203\" data-end=\"1266\"><p>Costos de pr\u00e9stamo m\u00e1s bajos con pagos iniciales m\u00e1s altos<\/p><\/li><li data-start=\"1203\" data-end=\"1266\"><p>Disponible para vivienda principal, segunda vivienda y propiedades de inversi\u00f3n<\/p><\/li><li data-start=\"1203\" data-end=\"1266\"><p>Sin prima de seguro hipotecario inicial (a diferencia de los pr\u00e9stamos FHA)<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e44758e e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"7e44758e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64923e00 elementor-widget elementor-widget-heading\" data-id=\"64923e00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Requisitos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6aea2382 elementor-widget elementor-widget-text-editor\" data-id=\"6aea2382\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1605\" data-end=\"1663\"><p>Puntaje crediticio de bueno a excelente (generalmente 620 o superior)<\/p><\/li><li data-start=\"1605\" data-end=\"1663\"><p>Ingresos e historial laboral estables y verificables<\/p><\/li><li data-start=\"1605\" data-end=\"1663\"><p>Enganche desde un 3% (mayor para mejores condiciones o propiedades de inversi\u00f3n)<\/p><\/li><li data-start=\"1605\" data-end=\"1663\"><p>Relaci\u00f3n deuda-ingresos (DTI) aceptable<\/p><\/li><li data-start=\"1605\" data-end=\"1663\"><p>Tasaci\u00f3n de la propiedad y aprobaci\u00f3n de la suscripci\u00f3n est\u00e1ndar<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1da67ab0 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"1da67ab0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ec4e735 elementor-widget elementor-widget-heading\" data-id=\"2ec4e735\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Preguntas Frecuentes (FAQ):<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a66840c elementor-widget elementor-widget-htmega-accordion-addons\" data-id=\"3a66840c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"htmega-accordion-addons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"accordion\" id=\"accordionExample3a66840c\">                            <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse13a66840c\" class=\"htb-collapsed htmega-items-hedding\">\u00bfQu\u00e9 puntuaci\u00f3n crediticia se requiere para un pr\u00e9stamo convencional? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse13a66840c\" class=\"htb-collapse \" data-parent=\"#accordionExample3a66840c\" >\n                                    <div class=\"accordion-content\">\n                                        <p>La mayor\u00eda de los prestamistas <strong>requieren una puntuaci\u00f3n de cr\u00e9dito m\u00ednima de 620<\/strong>, aunque las puntuaciones m\u00e1s altas generalmente califican para mejores tasas de inter\u00e9s y condiciones.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse23a66840c\" class=\"htb-collapsed htmega-items-hedding\">\u00bfLos pr\u00e9stamos convencionales requieren seguro hipotecario? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse23a66840c\" class=\"htb-collapse \" data-parent=\"#accordionExample3a66840c\" >\n                                    <div class=\"accordion-content\">\n                                        <p>S\u00ed, <strong>si su pago inicial es inferior al 20%, se requiere un seguro hipotecario privado (PMI)<\/strong>. El PMI generalmente puede eliminarse una vez que se alcanza el capital suficiente.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse33a66840c\" class=\"htb-collapsed htmega-items-hedding\">\u00bfSe pueden utilizar pr\u00e9stamos convencionales para propiedades de inversi\u00f3n? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse33a66840c\" class=\"htb-collapse \" data-parent=\"#accordionExample3a66840c\" >\n                                    <div class=\"accordion-content\">\n                                        <p>S\u00ed. Los pr\u00e9stamos convencionales <strong>se pueden utilizar para residencias principales, segundas residencias y propiedades de inversi\u00f3n<\/strong>, aunque los requisitos pueden ser m\u00e1s estrictos para propiedades no ocupadas por sus propietarios.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse43a66840c\" class=\"htb-collapsed htmega-items-hedding\">\u00bfCu\u00e1nto pago inicial se necesita? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse43a66840c\" class=\"htb-collapse \" data-parent=\"#accordionExample3a66840c\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Los pagos iniciales pueden ser tan bajos como <strong>3%<\/strong> para compradores de residencia principal calificados, pero pagos iniciales m\u00e1s grandes pueden reducir las tasas de inter\u00e9s y eliminar el PMI.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse53a66840c\" class=\"htb-collapsed htmega-items-hedding\">\u00bfSon los pr\u00e9stamos convencionales mejores que los pr\u00e9stamos FHA? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse53a66840c\" class=\"htb-collapse \" data-parent=\"#accordionExample3a66840c\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Depende del prestatario. Los pr\u00e9stamos convencionales suelen ser m\u00e1s convenientes para compradores con <strong>buen historial crediticio e ingresos estables<\/strong>, mientras que los pr\u00e9stamos FHA pueden ser m\u00e1s adecuados para prestatarios con puntajes crediticios m\u00e1s bajos o pagos iniciales m\u00e1s bajos.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pr\u00e9stamos Convencionales Pr\u00e9stamos Hipotecarios Convencionales Soluciones hipotecarias flexibles y ampliamente utilizadas para compradores calificados que buscan tasas competitivas y estabilidad a largo plazo al comprar o refinanciar una vivienda. Whatsapp \u00bfQu\u00e9 es un pr\u00e9stamo convencional? Un pr\u00e9stamo convencional es una hipoteca que no est\u00e1 asegurada ni garantizada por una agencia gubernamental como la FHA, el [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":6403,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6510","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/comments?post=6510"}],"version-history":[{"count":6,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6510\/revisions"}],"predecessor-version":[{"id":6899,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6510\/revisions\/6899"}],"up":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/6403"}],"wp:attachment":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/media?parent=6510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}