{"id":8382,"date":"2026-02-20T17:00:39","date_gmt":"2026-02-20T17:00:39","guid":{"rendered":"https:\/\/www.glovenco.com\/?page_id=8382"},"modified":"2026-04-21T23:44:20","modified_gmt":"2026-04-21T23:44:20","slug":"dscr-lending","status":"publish","type":"page","link":"https:\/\/www.glovenco.com\/es\/dscr-lending\/","title":{"rendered":"Pr\u00e9stamos con cobertura del servicio de la deuda"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8382\" class=\"elementor elementor-8382\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64e855c3 elementor-breadcrumb e-flex e-con-boxed e-con e-parent\" data-id=\"64e855c3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68ea16a4 elementor-widget elementor-widget-text-editor\" data-id=\"68ea16a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Part of Glovenco\u2019s Funding Engine.\u00a0<\/p><p>DSCR Financing structured for real estate investors seeking cash-flow based qualification.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6912f84f elementor-breadcrumb elementor-widget elementor-widget-shortcode\" data-id=\"6912f84f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-44cd2e9 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"44cd2e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5690c14d premium-header-block premium-header-inline premium-lq__none premium-box-lq__none elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"5690c14d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-widget-container\">\n\t\t<div class=\"premium-dual-header-wrapper\">\n\t\t\t\t\t<h1 class=\"premium-dual-header-first-header \"><span class=\"premium-dual-header-first-span\">Cash-Flow Based Financing for Investment Properties <\/span><\/h1> \t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20b77549 elementor-widget elementor-widget-text-editor\" data-id=\"20b77549\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Finance investment properties based on property cash flow \u2014 not personal income. No W-2s, no tax returns, and no traditional employment verification required.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-390802f e-con-full e-flex e-con e-child\" data-id=\"390802f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17e06eb elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"17e06eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#InquiryForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Discuss DSCR Loans<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12e2c3f elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"12e2c3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wa.me\/14077251066\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Whatsapp Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-200e761 elementor-widget elementor-widget-heading\" data-id=\"200e761\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What is a DSCR Financing?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9658b6 elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"e9658b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-sun\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 160c-52.9 0-96 43.1-96 96s43.1 96 96 96 96-43.1 96-96-43.1-96-96-96zm246.4 80.5l-94.7-47.3 33.5-100.4c4.5-13.6-8.4-26.5-21.9-21.9l-100.4 33.5-47.4-94.8c-6.4-12.8-24.6-12.8-31 0l-47.3 94.7L92.7 70.8c-13.6-4.5-26.5 8.4-21.9 21.9l33.5 100.4-94.7 47.4c-12.8 6.4-12.8 24.6 0 31l94.7 47.3-33.5 100.5c-4.5 13.6 8.4 26.5 21.9 21.9l100.4-33.5 47.3 94.7c6.4 12.8 24.6 12.8 31 0l47.3-94.7 100.4 33.5c13.6 4.5 26.5-8.4 21.9-21.9l-33.5-100.4 94.7-47.3c13-6.5 13-24.7.2-31.1zm-155.9 106c-49.9 49.9-131.1 49.9-181 0-49.9-49.9-49.9-131.1 0-181 49.9-49.9 131.1-49.9 181 0 49.9 49.9 49.9 131.1 0 181z\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-1f5261e animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"1f5261e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74d7d41e elementor-widget elementor-widget-text-editor\" data-id=\"74d7d41e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>DSCR (Debt Service Coverage Ratio)<\/strong> loans are structured for real estate investors seeking to qualify based on property cash flow rather than personal income.<\/p><p>Employment type is not the qualifying factor. What matters is whether the property\u2019s income supports the debt.<\/p><p><strong>Who This Is For:<\/strong><br \/>\u00a0 \u00a0 \u00a0Real estate investors who want to qualify based on property cash flow \u2014 not personal income. Ideal for self-employed borrowers, investors with multiple properties, foreign nationals, and ITIN holders who cannot document income through traditional W-2s or tax returns.<\/p><p><strong>When It&#8217;s Used:<\/strong><br \/>\u00a0 \u00a0 \u00a0When acquiring or refinancing a rental property, scaling a portfolio, or financing a short-term rental (Airbnb\/STR) where the property&#8217;s income supports the debt obligation.<\/p><p><strong>Why It Matters<\/strong><br \/>\u00a0 \u00a0 \u00a0DSCR removes the personal income barrier from investment property financing. It allows investors to scale without being limited by their employment status or income documentation \u2014 and supports both individual and entity borrowing structures.<\/p><ul><li>Available for both individual and entity borrowing (including LLC and corporate structures), depending on the investor&#8217;s strategy, lender guidelines, and jurisdictional considerations.<\/li><li>In certain jurisdictions, entity vesting is preferred for business-purpose lending to streamline execution and avoid regulatory or foreclosure complexities.<\/li><\/ul><p><strong><br \/>Eligible Property Types:<br \/><\/strong><\/p><p><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Houses<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Townhouses<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Condominiums<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Multifamily (residential, 1 to 4 units)<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Commercial Multifamily (5 or more units)<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Newly Constructed Properties<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Airbnb \/ STR<br \/><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" \/> Light Commercial Properties (subject to lender guidelines)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59996c79 e-flex e-con-boxed e-con e-parent\" data-id=\"59996c79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4dae21a6 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"4dae21a6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-549396e1 elementor-widget elementor-widget-heading\" data-id=\"549396e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Advantages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7438a28b elementor-widget elementor-widget-text-editor\" data-id=\"7438a28b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>No Personal Income Required: <\/strong>Qualification is based on property cash flow \u2014 no W-2s, tax returns, or traditional DTI calculations.<\/li><li><strong>LLC Ownership Allowed:<\/strong> Close in your entity from day one for liability protection and long-term portfolio structuring.<\/li><li><strong>Built for Scalable Investors:<\/strong> Designed for multi-property investors building rental portfolios.<\/li><li><strong>Short-Term Rental Eligible:<\/strong> Airbnb and STR properties may qualify with proper market support.<\/li><li><strong>Faster, Streamlined Underwriting:<\/strong> Simplified documentation and efficient approval process.<\/li><li><strong>Execution-Focused Structuring:<\/strong> We align credit profile, cash flow, and lender appetite before submission.<\/li><li><strong>Designed for Growth, Not Just Approval:<\/strong> Structured to support long-term acquisition strategy \u2014 not one-off transactions.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-268c5106 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"268c5106\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-201fee24 elementor-widget elementor-widget-heading\" data-id=\"201fee24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2b50 Requirements<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26414c9b elementor-widget elementor-widget-text-editor\" data-id=\"26414c9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>For U.S. Residents \/ Domestic Borrowers:<\/strong><\/p><ul><li><strong>20\u201325% Minimum Down Payment:<\/strong> Based on credit profile, property type, and DSCR strength.<\/li><li><strong>Minimum FICO 620:<\/strong> Higher scores improve pricing and leverage.<\/li><li><strong>Market Rent Support Required:<\/strong> Appraisal Form 1007 or market rent analysis (AirDNA for STR, when applicable).<\/li><li><strong>Liquidity Reserves:<\/strong> Typically 2\u20136 months of PITIA.<\/li><li>Property Must Be Income-Producing.<\/li><\/ul><p><br \/><strong>For Foreign Nationals (FN):<\/strong><\/p><ul><li><strong>25\u201330% Down Payment (typical):<\/strong> May vary by lender and property type.<\/li><li><strong>No U.S. FICO Required:<\/strong> Qualification is based on property cash flow and global profile.<\/li><li>Passport + Visa \/ Legal. Status Documentation<\/li><li>Market Rent Support Required.<\/li><li>Liquidity Reserves Required.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47325eb0 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"47325eb0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-765a17ef elementor-widget elementor-widget-heading\" data-id=\"765a17ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65062afa elementor-widget elementor-widget-htmega-accordion-addons\" data-id=\"65062afa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"htmega-accordion-addons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"accordion\" id=\"accordionExample65062afa\">                            <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse165062afa\" class=\"htb-collapsed htmega-items-hedding\">How is DSCR calculated? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse165062afa\" class=\"htb-collapse \" data-parent=\"#accordionExample65062afa\" >\n                                    <div class=\"accordion-content\">\n                                        <p>DSCR (Debt Service Coverage Ratio) is calculated by dividing the property\u2019s gross rental income by its total monthly debt obligation (principal, interest, taxes, insurance, and HOA if applicable).<\/p><p><strong>Formula:<\/strong><\/p><ul><li><p>Gross Monthly Rent \u00f7 PITIA = DSCR Ratio<\/p><\/li><\/ul><p><strong>Example:<\/strong><\/p><ul><li><p>$3,000 rent \u00f7 $2,500 debt = 1.20 DSCR<\/p><\/li><\/ul><p>Most lenders look for 1.00\u20131.25+, depending on profile, property type, and leverage.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse265062afa\" class=\"htb-collapsed htmega-items-hedding\">What DSCR ratio is required? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse265062afa\" class=\"htb-collapse \" data-parent=\"#accordionExample65062afa\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Most programs require a minimum 1.00 DSCR, meaning the property covers its own debt.<\/p><p>However:<\/p><ul><li><p>1.10\u20131.25+ improves pricing<\/p><\/li><li><p>Lower DSCR may be accepted with higher down payment<\/p><\/li><li><p>Strong liquidity can offset borderline ratios<\/p><\/li><\/ul><p>Each capital partner has slightly different guidelines \u2014 we structure the file accordingly before submission.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse365062afa\" class=\"htb-collapsed htmega-items-hedding\">How does DSCR underwriting differ from conventional loans? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse365062afa\" class=\"htb-collapse \" data-parent=\"#accordionExample65062afa\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Conventional loans qualify the borrower.<br \/>DSCR loans qualify the property.<\/p><p>There are:<\/p><ul><li><p>No W-2 income requirements<\/p><\/li><li><p>No tax return income calculation<\/p><\/li><li><p>No traditional DTI formula<\/p><\/li><\/ul><p>Approval is based primarily on:<\/p><ul><li><p>Property rent performance<\/p><\/li><li><p>Down payment<\/p><\/li><li><p>Liquidity<\/p><\/li><li><p>Credit profile (if applicable)<\/p><\/li><\/ul><p>For Foreign Nationals, qualification is based on asset strength and property performance \u2014 not U.S. credit history.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse465062afa\" class=\"htb-collapsed htmega-items-hedding\">Can foreign nationals qualify for DSCR financing? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse465062afa\" class=\"htb-collapse \" data-parent=\"#accordionExample65062afa\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Yes.<\/p><p>Foreign National DSCR programs allow investors without U.S. income or U.S. FICO scores to qualify based on:<\/p><ul><li><p>Down payment (typically 25\u201330%)<\/p><\/li><li><p>Property cash flow<\/p><\/li><li><p>Liquidity reserves<\/p><\/li><li><p>Legal identification (passport\/visa)<\/p><\/li><\/ul><p>We structure FN loans based on lender appetite, country of origin, and property type before submission.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse565062afa\" class=\"htb-collapsed htmega-items-hedding\">Can I use DSCR for Airbnb or short-term rentals? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse565062afa\" class=\"htb-collapse \" data-parent=\"#accordionExample65062afa\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Yes \u2014 when properly structured.<\/p><p>Short-term rental DSCR programs require:<\/p><ul><li><p>Market rent validation (AirDNA or STR rent study)<\/p><\/li><li><p>Property located in STR-permitted areas<\/p><\/li><li><p>Strong projected occupancy support<\/p><\/li><\/ul><p>Not all lenders allow STR. We align the file with the correct capital partner first.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse665062afa\" class=\"htb-collapsed htmega-items-hedding\">How many DSCR loans can I have? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse665062afa\" class=\"htb-collapse \" data-parent=\"#accordionExample65062afa\" >\n                                    <div class=\"accordion-content\">\n                                        <p>There is no strict property limit in most DSCR programs.<\/p><p>Investors can scale portfolios based on:<\/p><ul><li><p>Liquidity strength<\/p><\/li><li><p>DSCR performance<\/p><\/li><li><p>Equity position<\/p><\/li><li><p>Lender exposure limits<\/p><\/li><\/ul><p>DSCR is designed for scalable portfolio growth \u2014 not one-off transactions.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse765062afa\" class=\"htb-collapsed htmega-items-hedding\">What is the typical closing timeline? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse765062afa\" class=\"htb-collapse \" data-parent=\"#accordionExample65062afa\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Most DSCR loans close within 21\u201330 days, depending on appraisal speed and documentation readiness.<\/p><p>Pre-structured files often move faster because underwriting friction is reduced before submission.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                                                    <div class=\"single_accourdion htmega-icon-align-right\">\n\n                                <div class=\"htmega-accourdion-title\">\n                                    <h2 data-toggle=\"htbcollapse\" data-target=\"#htmega-collapse865062afa\" class=\"htb-collapsed htmega-items-hedding\">Why structure your DSCR loan with Glovenco? <span class=\"accourdion-icon close-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"accourdion-icon open-accourdion\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/h2>                                <\/div>\n\n                                <div id=\"htmega-collapse865062afa\" class=\"htb-collapse \" data-parent=\"#accordionExample65062afa\" >\n                                    <div class=\"accordion-content\">\n                                        <p>Most brokers submit files.<br \/>We design execution paths.<\/p><p>Glovenco structures DSCR loans based on:<\/p><ul><li><p>Investor profile and long-term portfolio strategy<\/p><\/li><li><p>Entity positioning (LLC, Foreign National structuring)<\/p><\/li><li><p>Property cash-flow alignment<\/p><\/li><li><p>Capital partner appetite before submission<\/p><\/li><\/ul><p>We do not \u201cshop the file.\u201d<br \/>We align it first.<\/p><p>From profile analysis to direct capital submission, our focus is execution certainty \u2014 not trial-and-error underwriting.<\/p><p>For investors building portfolios across Florida and the Northeast, structure matters more than rate alone.<\/p>                                    <\/div>\n                                <\/div>\n\n                            <\/div>\n\n                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d1e061 e-con-full e-flex e-con e-child\" data-id=\"6d1e061\" data-element_type=\"container\" data-e-type=\"container\" id=\"InquiryForm\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52b8ebbe animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"52b8ebbe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea21a02 elementor-widget elementor-widget-text-editor\" data-id=\"ea21a02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ready to Discuss Your Investment Financing Strategy?<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77c1dc38 elementor-widget elementor-widget-heading\" data-id=\"77c1dc38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Discuss Your Investment Financing Strategy:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-178a92df elementor-widget elementor-widget-heading\" data-id=\"178a92df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schedule a consultation through this form, or contact us via WhatsApp at +1 (407) 725-1066.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-355a873c elementor-widget elementor-widget-wpforms\" data-id=\"355a873c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style id=\"wpforms-css-vars-elementor-widget-355a873c\">\n\t\t\t\t.elementor-widget-wpforms.elementor-element-355a873c {\n\t\t\t\t--wpforms-button-background-color: #003D53;\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-8526\"><form id=\"wpforms-form-8526\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"8526\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/es\/wp-json\/wp\/v2\/pages\/8382\" data-token=\"cdc5d20a12ad9e8f15a05f81d6add3ba\" data-token-time=\"1789140506\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-8526-field_1-container\" class=\"wpforms-field wpforms-field-layout\" data-field-type=\"layout\" data-field-id=\"1\"><div class=\"wpforms-field-layout-rows wpforms-field-large\"><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_2-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-8526-field_2\">Full Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-8526-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" placeholder=\"Full Name\" aria-errormessage=\"wpforms-8526-field_2-error\" required><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_3-container\" class=\"wpforms-field wpforms-field-email\" data-field-type=\"email\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-8526-field_3\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-8526-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" placeholder=\"Email\" spellcheck=\"false\" aria-errormessage=\"wpforms-8526-field_3-error\" required><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_5-container\" class=\"wpforms-field wpforms-field-phone\" data-field-type=\"phone\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-8526-field_5\">Phone<\/label><input type=\"tel\" id=\"wpforms-8526-field_5\" class=\"wpforms-field-medium wpforms-smart-phone-field\" data-rule-smart-phone-field=\"true\" name=\"wpforms[fields][5]\" placeholder=\"Phone \/ Whatsapp\" aria-label=\"Phone\" aria-errormessage=\"wpforms-8526-field_5-error\" ><\/div><\/div><\/div><\/div><\/div><div id=\"wpforms-8526-field_11-container\" class=\"wpforms-field wpforms-field-layout\" data-field-type=\"layout\" data-field-id=\"11\"><div class=\"wpforms-field-layout-rows wpforms-field-large\"><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_13-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-type=\"select\" data-field-id=\"13\"><label class=\"wpforms-field-label\" for=\"wpforms-8526-field_13\">Inquiry Type: <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><select id=\"wpforms-8526-field_13\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][13]\" required=\"required\"><option value=\"\" class=\"placeholder\" disabled  selected='selected'>--- Select Choice ---<\/option><option value=\"Investment Opportunity\"  class=\"choice-1 depth-1\"  >Investment Opportunity<\/option><option value=\"Financing Support for an Investment\"  class=\"choice-2 depth-1\"  >Financing Support for an Investment<\/option><option value=\"Strategic Partnership\"  class=\"choice-3 depth-1\"  >Strategic Partnership<\/option><option value=\"General Consultation\"  class=\"choice-4 depth-1\"  >General Consultation<\/option><\/select><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_14-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-type=\"select\" data-field-id=\"14\"><label class=\"wpforms-field-label\" for=\"wpforms-8526-field_14\">Area of Interest:<\/label><select id=\"wpforms-8526-field_14\" class=\"wpforms-field-medium\" name=\"wpforms[fields][14]\"><option value=\"\" class=\"placeholder\" disabled  selected='selected'>--- Select Choice ---<\/option><option value=\"FINANCING \u2013 DSCR Rental Loan\"  class=\"choice-2 depth-1\"  >FINANCING \u2013 DSCR Rental Loan<\/option><option value=\"FINANCING \u2013 Foreign National Loan\"  class=\"choice-3 depth-1\"  >FINANCING \u2013 Foreign National Loan<\/option><option value=\"FINANCING \u2013 ITIN Mortgage Program\"  class=\"choice-17 depth-1\"  >FINANCING \u2013 ITIN Mortgage Program<\/option><option value=\"FINANCING \u2013 Short-Term Rental Financing\"  class=\"choice-18 depth-1\"  >FINANCING \u2013 Short-Term Rental Financing<\/option><option value=\"FINANCING \u2013 Bridge Loan\"  class=\"choice-10 depth-1\"  >FINANCING \u2013 Bridge Loan<\/option><option value=\"FINANCING \u2013 Fix &amp; Flip Loan\"  class=\"choice-9 depth-1\"  >FINANCING \u2013 Fix &amp; Flip Loan<\/option><option value=\"FINANCING \u2013 Business Acquisition Financing\"  class=\"choice-8 depth-1\"  >FINANCING \u2013 Business Acquisition Financing<\/option><option value=\"FINANCING \u2013 Equipment Financing\"  class=\"choice-7 depth-1\"  >FINANCING \u2013 Equipment Financing<\/option><option value=\"FINANCING \u2013 Working Capital \/ Short-Term Loan\"  class=\"choice-6 depth-1\"  >FINANCING \u2013 Working Capital \/ Short-Term Loan<\/option><option value=\"FINANCING \u2013 Merchant Cash Advance (MCA)\"  class=\"choice-5 depth-1\"  >FINANCING \u2013 Merchant Cash Advance (MCA)<\/option><option value=\"FINANCING \u2013 Factoring \/ Receivables Financing\"  class=\"choice-15 depth-1\"  >FINANCING \u2013 Factoring \/ Receivables Financing<\/option><option value=\"INVESTMENT \u2013 Residential Property\"  class=\"choice-14 depth-1\"  >INVESTMENT \u2013 Residential Property<\/option><option value=\"INVESTMENT \u2013 Commercial Property\"  class=\"choice-13 depth-1\"  >INVESTMENT \u2013 Commercial Property<\/option><option value=\"INVESTMENT \u2013 Business Acquisition\"  class=\"choice-12 depth-1\"  >INVESTMENT \u2013 Business Acquisition<\/option><option value=\"INVESTMENT \u2013 Curated Opportunity\"  class=\"choice-11 depth-1\"  >INVESTMENT \u2013 Curated Opportunity<\/option><option value=\"Not Sure \u2014 Need Guidance\"  class=\"choice-16 depth-1\"  >Not Sure \u2014 Need Guidance<\/option><\/select><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_17-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-type=\"select\" data-field-id=\"17\"><label class=\"wpforms-field-label\" for=\"wpforms-8526-field_17\">Investor Profile:<\/label><select id=\"wpforms-8526-field_17\" class=\"wpforms-field-medium\" name=\"wpforms[fields][17]\"><option value=\"\" class=\"placeholder\" disabled  selected='selected'>--- Select Choice ---<\/option><option value=\"Individual Investor\"  class=\"choice-1 depth-1\"  >Individual Investor<\/option><option value=\"Investment Group \/ Partnership\"  class=\"choice-2 depth-1\"  >Investment Group \/ Partnership<\/option><option value=\"Family Office\"  class=\"choice-3 depth-1\"  >Family Office<\/option><option value=\"Private Investor Network\"  class=\"choice-8 depth-1\"  >Private Investor Network<\/option><option value=\"Business Operator \/ Buyer\"  class=\"choice-7 depth-1\"  >Business Operator \/ Buyer<\/option><option value=\"Business Broker \/ Advisor\"  class=\"choice-6 depth-1\"  >Business Broker \/ Advisor<\/option><option value=\"Real Estate Investor\"  class=\"choice-5 depth-1\"  >Real Estate Investor<\/option><option value=\"Not Sure Yet\"  class=\"choice-4 depth-1\"  >Not Sure Yet<\/option><\/select><\/div><\/div><\/div><\/div><\/div><div id=\"wpforms-8526-field_12-container\" class=\"wpforms-field wpforms-field-layout\" data-field-type=\"layout\" data-field-id=\"12\"><div class=\"wpforms-field-layout-rows wpforms-field-large\"><div class=\"wpforms-layout-row\"><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_15-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-type=\"select\" data-field-id=\"15\"><label class=\"wpforms-field-label\" for=\"wpforms-8526-field_15\">Estimated Investment Range (USD): <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><select id=\"wpforms-8526-field_15\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][15]\" required=\"required\"><option value=\"\" class=\"placeholder\" disabled  selected='selected'>--- Select Choice ---<\/option><option value=\"$200K \u2013 $500K\"  class=\"choice-1 depth-1\"  >$200K \u2013 $500K<\/option><option value=\"$500K \u2013 $1M\"  class=\"choice-2 depth-1\"  >$500K \u2013 $1M<\/option><option value=\"$1M \u2013 $3M\"  class=\"choice-3 depth-1\"  >$1M \u2013 $3M<\/option><option value=\"$3M \u2013 $5M\"  class=\"choice-6 depth-1\"  >$3M \u2013 $5M<\/option><option value=\"$5M \u2013 $10M\"  class=\"choice-5 depth-1\"  >$5M \u2013 $10M<\/option><option value=\"$10M+\"  class=\"choice-4 depth-1\"  >$10M+<\/option><\/select><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_16-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"16\"><label class=\"wpforms-field-label\" for=\"wpforms-8526-field_16\">Target Location:<\/label><input type=\"text\" id=\"wpforms-8526-field_16\" class=\"wpforms-field-medium\" name=\"wpforms[fields][16]\" placeholder=\"City \/ State \/ Country\" aria-errormessage=\"wpforms-8526-field_16-error\" ><\/div><\/div><div class=\"wpforms-layout-column wpforms-layout-column-33\"><div id=\"wpforms-8526-field_19-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"19\"><fieldset><legend class=\"wpforms-field-label\">Are you currently under contract for a deal?<\/legend><ul id=\"wpforms-8526-field_19\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-8526-field_19_1\" name=\"wpforms[fields][19]\" value=\"Yes\" aria-errormessage=\"wpforms-8526-field_19_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-8526-field_19_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-8526-field_19_2\" name=\"wpforms[fields][19]\" value=\"No\" aria-errormessage=\"wpforms-8526-field_19_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-8526-field_19_2\">No<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-8526-field_19_3\" name=\"wpforms[fields][19]\" value=\"Exploring opportunities\" aria-errormessage=\"wpforms-8526-field_19_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-8526-field_19_3\">Exploring opportunities<\/label><\/li><\/ul><\/fieldset><\/div><\/div><\/div><\/div><\/div><div id=\"wpforms-8526-field_8-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-type=\"textarea\" data-field-id=\"8\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-8526-field_8\" aria-hidden=\"false\">Paragraph Text<\/label><textarea id=\"wpforms-8526-field_8\" class=\"wpforms-field-medium\" name=\"wpforms[fields][8]\" placeholder=\"Enter your message here...\" aria-errormessage=\"wpforms-8526-field_8-error\" ><\/textarea><\/div>\t\t<div id=\"wpforms-8526-field_4-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"4\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-8526-field_4\" >Consent: Interest: Estimated<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-8526-field_4\" class=\"wpforms-field-medium\" name=\"wpforms[fields][4]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-8526-field_9-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"9\"><fieldset><legend class=\"wpforms-field-label\">Consent: <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-8526-field_9\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-8526-field_9_1\" name=\"wpforms[fields][9]\" value=\"I agree that Glovenco LLC may contact me by email or phone regarding my inquiry. I understand that my information will not be shared with third parties and will only be used for the purposes of this form. See our &lt;a href=&quot;\/privacy-policy\/&quot; target=&quot;_blank&quot; rel=&quot;noopener&quot;&gt;Privacy Policy&lt;\/a&gt; and &lt;a href=&quot;\/terms-of-use\/&quot; target=&quot;_blank&quot; rel=&quot;noopener&quot;&gt;Terms of Use&lt;\/a&gt;.\" aria-errormessage=\"wpforms-8526-field_9_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-8526-field_9_1\">I agree that Glovenco LLC may contact me by email or phone regarding my inquiry. I understand that my information will not be shared with third parties and will only be used for the purposes of this form. See our <a href=\"\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a> and <a href=\"\/terms-of-use\/\" target=\"_blank\" rel=\"noopener\">Terms of Use<\/a>.<\/label><\/li><\/ul><\/fieldset><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-8526-field_4-container { position: absolute !important; overflow: hidden !important; display: inline !important; height: 1px !important; width: 1px !important; z-index: -1000 !important; padding: 0 !important; } #wpforms-8526-field_4-container input { visibility: hidden; } #wpforms-conversational-form-page #wpforms-8526-field_4-container label { counter-increment: none; }' ) );\n\t\t\t\t\tdocument.head.appendChild( style );\n\t\t\t\t\tdocument.currentScript?.remove();\n\t\t\t\t} )();\n\t\t\t<\/script><\/div><!-- .wpforms-field-container --><div class=\"wpforms-recaptcha-container wpforms-is-recaptcha wpforms-is-recaptcha-type-v3\" ><input type=\"hidden\" name=\"wpforms[recaptcha]\" value=\"\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"8526\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/8382\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-8526\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img decoding=\"async\" src=\"https:\/\/www.glovenco.com\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Part of Glovenco\u2019s Funding Engine.\u00a0 DSCR Financing structured for real estate investors seeking cash-flow based qualification. Cash-Flow Based Financing for Investment Properties Finance investment properties based on property cash flow \u2014 not personal income. No W-2s, no tax returns, and no traditional employment verification required. Discuss DSCR Loans Whatsapp Us What is a DSCR Financing? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8382","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/8382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/comments?post=8382"}],"version-history":[{"count":52,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/8382\/revisions"}],"predecessor-version":[{"id":11360,"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/pages\/8382\/revisions\/11360"}],"wp:attachment":[{"href":"https:\/\/www.glovenco.com\/es\/wp-json\/wp\/v2\/media?parent=8382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}