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Part of Glovenco’s Funding Engine. 

Transitional capital for acquisitions, repositioning, and refinance strategies.

Close Fast. Reposition Smart. Refinance Strategically.

Bridge loans provide short-term capital to acquire, stabilize, or transition properties before securing permanent financing.

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What is Bridge Financing?

A bridge loan is short-term capital designed to help investors close quickly, reposition a property, and refinance into long-term financing once the asset is stabilized.

Who This Is For:
     Investors who need to move fast on an acquisition, reposition a property, or transition out of maturing debt before securing permanent financing. Available for domestic borrowers and foreign nationals.

When It’s Used:
     When a property is not yet stabilized, needs light renovation, or does not yet qualify for DSCR underwriting. Also used when speed of execution is the priority and conventional timelines won’t work.

Why It Matters:
     Bridge capital closes the gap between opportunity and long-term financing. It lets investors act decisively, stabilize the asset, and refinance into permanent capital once the property performs.

  • Available for both individual and entity borrowing (including LLC and corporate structures), depending on the investor’s strategy, lender guidelines, and jurisdictional considerations.
  • In certain jurisdictions, entity vesting is preferred for business-purpose lending to streamline execution and avoid regulatory or foreclosure complexities.

 

Typical Terms:
* 6–24 months
* Interest-only payments
* Fast underwriting
* Exit strategy required (sale or refinance)

Processed through Gloven Capital — These products are originated through Gloven Capital, Glovenco’s dedicated real estate capital division. You can also apply directly at glovencapital.com.

⭐ Advantages

🟢 Close in 5–10 Days

🟢 No DSCR or Traditional Income Required

🟢 Ideal for Properties Not Yet Eligible for Permanent Financing

🟢 Flexible Underwriting & Documentation

🟢 Strategic Transition to DSCR or Conventional Loan

⭐ Requirements

✅ Clear Exit Strategy (Sale or Refinance)

✅ Property Valuation (As-Is or Stabilized)

✅ Sufficient Equity Position (Varies by Deal)

✅Basic Financial Profile Review

✅ Experience Preferred (Evaluated Per Transaction)

Frequently Asked Questions:

What is the deadline?

Bridge loans typically have terms of 6 to 18 months, depending on the structure of the deal.

In some cases, an extension up to 24 months may be available, subject to lender approval and performance.

What DSCR are they asking for?

DSCR is not required for bridge loans.

Bridge loans are short-term financing based on the property value, equity position, and exit strategy — not on rental income or debt service coverage ratios.

Can I do a small rehab?

Yes.

Bridge loans can be used for light or cosmetic renovations, property stabilization, or minor improvements needed before refinancing or resale. The scope of work is reviewed per transaction.

Is it suitable for foreigners (F.N.)?

Yes.

Foreign National investors may qualify. Terms, equity requirements, and structure are evaluated per transaction based on the deal profile and exit strategy.

What is required for approval?

Bridge loan approval is primarily based on:

  • Property value (as-is or stabilized)
  • Equity position
  • Clear exit strategy (refinance or sale)
  • Basic financial profile review


Because bridge loans are asset-based, rental income and DSCR are not required.

When should I use a Bridge Loan instead of DSCR?

A bridge loan is typically used when a property:

  • Is not yet stabilized
  • Requires improvements before refinancing
  • Has a time-sensitive acquisition
  • Does not yet qualify for DSCR underwriting


Once stabilized, many investors transition into DSCR financing for long-term hold.

Ready to Review Your Bridge Financing Scenario?

Review Your Bridge Financing Scenario:

Schedule a consultation through this form, or contact us via WhatsApp at +1 (407) 725-1066.

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