- ACH (Automated Clearing House): Electronic payment system.

- Amortization: Gradual repayment of a loan through installments.

- Appraisal: Professional valuation of a property.

- Asset Purchase Agreement (APA): Contract for acquiring business assets.

- Assignment of Contract: Contractual transfer to a third party.

- Articles of Incorporation / Organization: Document that establishes a company with the state.

- Bank Statements Loan: A loan based on bank deposits.

- BBB (Better Business Bureau): A business reputation certification.

- BPO (Broker Price Opinion): A professional price opinion from a broker.

- Bridge Loan: Short-term, temporary financing.

- Business Acquisition: The purchase of an existing business.

- Business Brokerage: Business brokerage services.

- Business Line of Credit: A revolving line of credit for businesses.

- Business Tax Receipt (BTR): A local license to operate a business.

- Cash to Close: Amount required to close a purchase.

- Closing Disclosure (CD): Final document outlining the costs and terms of the loan.

- Comparative Market Analysis (CMA): Comparative market analysis.

- Closing: Completion of the real estate transaction.

- Closing Costs: Costs associated with closing.

- Collateral: Assets used as security.

- Contingency: Conditions necessary to maintain a contract.

- DBA (Doing Business As): Business name.

- Debt Consolidation: Unification of debts.

- DSCR (Debt Service Coverage Ratio): Ratio between loan income and loan payments.

- DTI (Debt-to-Income Ratio): Ratio of income to debt.

- Due Diligence: In-depth evaluation of transactions.

- E-2 Investor Visa: Visa for foreign investors.

- EHO/EHL: Equal Housing Certifications.

- Earned Money Deposit (EMD): Earned money deposit.

- EBITDA: Metric for valuing businesses.

- EIN: Business tax identification number.

- Escrow: Neutral account for funds.

- Escrow Account: Managed account for taxes/insurance.

- Equipment Financing: Equipment financing.

- Factoring: Financing based on accounts receivable.

- Fix & Flip Loan: Loan for buying, remodeling, or selling.

- Foreign National Loan: Loan for foreigners without a Social Security number.

- Foundation Report: Structural report of foundations.

- Good Faith Estimate (GFE): Preliminary cost estimate.

- Gross Rent Multiplier (GRM): Rent valuation metric.

- Hard Money Loan: A loan based on the value of the asset.

- HOA (Homeowners Association): A homeowners association.

- Inspection Report: Technical report on the property.

- Interest-Only Loan: Interest-only loan.

- ITIN: Individual Taxpayer Identification Number (ITIN) for individuals without a Social Security Number (SSN).

- KPIs (Key Performance Indicators): Quantifiable performance metrics that organizations use to measure the effectiveness of their strategies and actions and determine if they are getting closer to their goals.

- Leaseback: Sale followed by a leaseback.

- Leverage: Use of debt to increase investment.

- Lien: Encumbrance on debt.

- Lien Release: Removal of the lien.

- Line of Credit: Revolving credit.

- LLC: Limited Liability Company (LLC).

- Loan-to-Value (LTV): Loan-to-value ratio.

- Letter of Intent (LOI): Letter of intent to purchase (preliminary to negotiations).

- MCA (Merchant Cash Advance): Sales-based advance.

- MLS: Property Listing System.

- Mutual Release: Mutual termination of contract.

- NDA (Non-Disclosure Agreement): Confidentiality agreement.

- Non-QM Loan: Loan outside of traditional quality management standards.

- Offer in Compromise: Agreement with the IRS to reduce debt.

- Operating Agreement: Internal LLC document.

- PMI: Private mortgage insurance.

- Prepayment Penalty: Penalty for early repayment.

- Proof of Funds (POF): Proof of funds.

- Pro Forma: Financial projection.

- Qualifying Income: Income eligible for loan.

- Rate Buydown: Incentive to reduce the interest rate.

- Registered Agent: Legal representative.

- Revenue-Based Financing: Revenue-based financing.

- Return on Investment (ROI): Return on investment.

- SBA Loan: Government-backed loan.

- Settlement Statement (ALTA): Closing details.

- SDE (Seller's Discretionary Earnings): Adjusted earnings.

- Spec Home: Ready-to-move-in home.

- SRL: Latin American equivalent of LLC.

- Tax Lien: A lien for tax debt.

- Term Loan: A term loan.

- Title Search: A legal title search.

- Turnkey Property: A property ready for rent.

- Underwriting: Lender risk assessment.

- Wire Transfer: Bank transfer.

- Working Capital Loan: Loan for business operations.