Commercial Loans
Financing for Business Properties
Financing designed for the acquisition, refinancing or expansion of commercial properties such as Retail, Office, Industrial, Hospitality and Mixed-Use.
What are they?
Commercial Loans offer flexible, structured capital for investors and businesses seeking to acquire, develop, or refinance commercial assets. They are a good choice for developers, business owners, institutional investors, and operators requiring medium- to long-term solutions for income-generating properties.
Ideal for:
Investors acquiring commercial properties, owners seeking to refinance or improve terms, developers needing capital for new projects, operators looking to expand their portfolio, and businesses requiring financing for their own assets.
โญ Advantages
๐ข Financing adaptable to different types of properties
๐ข Competitive terms and fixed or variable rate options
๐ข Flexible structures based on asset performance
๐ข Access to high amounts of capital
๐ข Opportunity to improve cash flow and property value
โญ Requirements
- Financial statements of the property or business
- Commercial appraisal and valuation
- Applicant’s history and experience
- Legal documentation and corporate structure
- LTV and capital contribution according to the type of property
Frequently Asked Questions:
What types of loans are there?
- Commercial DSCR
- Commercial Bridge
- SBA 504/7a (if applicable)
- Hard money trading
- Long-term CRE loans
What does it include?
โ Retail Spaces
โ Offices
โ Industrial Spaces
โ Warehouses
โ Medical Offices
โ Restaurant Buildings
โ Mixed-Use Spaces
Do they rate FN?
Yes.
What is the down payment?
25โ35%.
What are the deadlines?
5โ30 years according to program.